Deciding whether to jump into the housing market or rent instead is rarely an easy decision – especially if you’re a first-time homebuyer. But in today’s whirlwind market, you may find it particularly challenging to pinpoint the best time to start exploring homeownership. A real estate boom during the pandemic pushed home prices to an all-time high.1 Add higher mortgage rates to the mix, and some...

Nowadays, with even more incentives and more affordable technology programs, solar energy has been taking over as a more practical and more economical clean energy alternative that has been providing lots of savings & tax deductions for those who choose to take advantage of it before certain programs will expire. Among those constant benefits of solar eco-energy upgrades is that it has a way of...

Do you ever wonder how top real estate investors can afford to buy flip properties while still having more money in their bank? - One of the answers that helps you leverage funding for investment properties is Hard Money Loans. With those, you can have a trust deed secured by real property equity collateral so you can more easily afford to buy that next real estate property which could turn out a...

This loan program is considered Non-QM or Non-Qualifying because it does not qualify to adhere to stricter governmental standards of QM mortgages (or Qualifying Mortgages) that conform to that standards set by FNMA and FHLMC (Fannie Mae and Freddie Mac) and HUD (Department of Housing and Urban Development). By having this program more neutral and independent, it does not make it a riskier program but...

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